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⛄🌱Q1 2026 – Come Home To Love Real Estate Update – Durham Region, Ontario

 

A new year always brings fresh energy—and as we step into the first quarter of 2026, Durham’s real estate market is quietly finding its rhythm. This isn’t a loud or frantic market. It’s thoughtful, balanced, and full of opportunity for those willing to move with intention. Whether you’re planning a purchase, considering a sale, or simply keeping an eye on the market, here’s what’s shaping Durham real estate as we begin the year.

Interest Rates: A Supportive Start to 2026

The Bank of Canada’s recent rate cut to 2.25% has set a positive tone heading into the new year. While we’re not in a rapid-fire cutting cycle, this adjustment has created meaningful relief and renewed confidence for buyers.

 

• Variable-rate borrowers are seeing improved affordability and flexibility.

• Fixed-rate buyers are enjoying stability and the ability to plan with confidence.

 

The result? Buyers who were previously on the sidelines are beginning to re-enter the market—carefully, but with purpose.

Market Activity: Calm, Balanced, and Strategic

Q1 traditionally brings a slower pace after the holidays, and this year is no exception. However, what stands out is how healthy the market feels.

• Inventory remains higher than in recent years, giving buyers more choice.

• Well-priced homes are still selling, especially in desirable neighbourhoods.

• Overpricing is being corrected quickly—buyers are informed and patient.

This is a market that rewards preparation and strategy rather than urgency.

Durham by the Numbers (Early Q1 Snapshot)

• Average home prices remain stable, hovering in the high-$800,000 range across the 

  region.

• Homes are selling close to asking price, with negotiation opportunities depending on

  location and property type.

• Days on market are moderate, giving both buyers and sellers breathing room.

Local Town Insights

Oshawa

A strong option for first-time buyers and investors. Increased inventory and affordability continue to create opportunities, especially for those open to negotiation.

Whitby

Family-friendly, commuter-focused, and consistently in demand. Inventory is tighter here, so homes that are priced and presented well continue to move.

Ajax

Steady and reliable. Popular neighbourhoods remain competitive, while other pockets offer opportunities for buyers willing to act decisively.

Pickering

Demand remains strong, particularly near transit and waterfront areas. This market continues to attract move-up buyers and professionals.

Clarington

Offering space, newer builds, and value. A great option for buyers looking beyond the core GTA without sacrificing lifestyle.

Rental & Investment Outlook

Rental demand remains strong across Durham, especially for townhomes, condos, and updated basement apartments. For homeowners considering holding rather than selling—or investors exploring new opportunities—Q1 presents a stable environment with solid demand.

Final Thoughts from Come Home To Love

Q1 2026 isn’t about rushing—it’s about aligning. With rates easing, inventory offering choice, and buyers and sellers approaching decisions more thoughtfully, Durham’s market feels grounded and intentional.

Whether you’re dreaming, planning, or ready to take the next step, this is a season where clarity and strategy matter most—and we’re here to guide you every step of the way.

Here’s to a calm, confident start to 2026 and the possibilities that come with it. 🌱🏡